Personal Checking And Prepaid Card
Checking at PNC is Virtual Wallet.
Now Including Low Cash Mode
In today’s world, you need more than just a checking account.;Virtual Wallet starts with Spend, which is a checking account, and digital tools to help you manage your money and stay on track. To best meet your needs, we have three levels of Spend to choose from.
Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful solution for today’s banking needs.;;
;Earn up to $300 when you open and use a select new Virtual Wallet;product
For life on campus.
- No monthly service charge for the first 6 years
- Reimbursement of the fee for the first two domestic or international non-PNC Bank ATM transactions made on your Spend, Reserve or Growth accounts per statement period
- $5.00 reimbursement of other banks ATM surcharge fee per statement period
- One automatic courtesy refund of any Overdraft Item or Returned Item fees associated with the first overdraft event.
- As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country, as listed on our ATM locator
- Digital tools to plan and track your spending and automate your savings
- Students AND parents can enroll to receive account alerts when balances are low
A prepaid card as an alternative or addition to a PNC checking account.
What Can You Do Online With Pnc Bank
You can do a ton online with PNC Bank. For starters, you can explore all the banks financial offerings, from banking accounts to home refinancing to wealth management all right from the homepage . Then when you find the account or product you want to open, you can easily apply online, too.;
Once youre a customer, youll be able to access your account by logging in through the website. There, youll find your balances, transactions, money management tools and more. You can also access these features on mobile.;
What Should I Do If Ive Forgotten My Personal Identification Number
If youve forgotten your PIN, it will need to be reset. The reset process is different for debit and credit cards.
If youve forgotten your PIN for your debit card:
If youve forgotten your PIN for your credit card:
Call us using the phone number found on the back of your card. The PIN will be mailed to you via USPS.
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What Are The Account And Online Banking Requirements For Using The Mobile Banking App
You will need to have an account that is enrolled in PNC Online Banking. Once you have established your account in Online Banking, you are ready to take advantage of the Mobile Banking Apps functionality. However, the functionality within the Mobile Banking App will differ depending on your account.
Establish your Online Banking AccountLearn More »
Is A Joint Account Right For You
A joint account can make daily financial management convenient for families, roommates or anyone who shares money and expenses with someone else. However, for joint account ownership to work, it’s important for account co-owners to have a high level of trust, clear expectations and open communication with one another.;
The content provided is for informational purposes only. Neither BBVA USA, nor any of its affiliates, is providing legal, tax, or investment advice. You should consult your legal, tax, or financial consultant about your personal situation.;Opinions expressed are those of the author and do not necessarily represent the opinions of BBVA USA or any of its affiliates.
Links to third party sites are provided for your convenience and do not constitute an endorsement. BBVA USA does not provide, is not responsible for, and does not guarantee the products, services or overall content available at third party sites. These sites may not have the same privacy, security or accessibility standards.
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Why You Can Trust Bankrate
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. Weve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy.
Our banking reporters and editors focus on the points consumers care about most the best banks, latest rates, different types of accounts, money-saving tips and more so you can feel confident as youre managing your money.
If You Forget Your Password You Can Reset It Online With Your Debit Card Information Or A Phone Number That You Have Enrolled Through Online Banking
To reset your Password and regain access immediately, click on the “Forgot Your User ID or Password?” located in the Online Banking Sign On block on pnc.com. This link will walk you through the steps necessary to reset your Password.
If you forget your User ID, you will need to contact us directly by either calling us, contacting us via chat, or stopping into any of our PNC Branches to obtain this information.;
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Why Am I Receiving Calls Regarding My Loan Account Being Past Due When I Have A Grace Period
There is a period of time between your loan payment due date and when a late charge is assessed, however, your payment is considered late if it is not received by the due date. If your payment is not received by the due date, you may receive correspondence via phone or mail regarding the status of your payment.
To Access A Check Image Online:
Note:
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Pnc Bank Standard Checking Account
Key Features |
$7 monthly fee, waivable with one of the following;
|
PNC Bank offers three different basic checking accounts . To start, the Standard Checking account offers the basics without too many bells and whistles. You can use your PNC Bank Visa® Debit Card at thousands of PNC ATMs. Plus, youll receive some reimbursement for non-PNC ATM fees you run into. Youll also have easy and free access to online and mobile banking and Bill Pay and free check writing abilities.;
A big feature of owning a PNC Bank checking account is the ability to earn cash back through PNC Purchase Payback®. You can earn rewards just by using your debit card at the places you already shop. The more you use your card, the more rewards you can earn.;
If There Is A Shortage In My Escrow Account What Should I Do
You may pay the shortage in your escrow account using the form attached to your escrow analysis statement.; Upon receipt of the escrow payment shortage, we will adjust your payment to reflect the lower payment amount. If you choose not to pay the shortage, the shortage will be divided by 12 and spread over the next 12 months payments, interest free. In either case, your mortgage payment will be adjusted to reflect the new amount. If youre interested in setting up electronic payments to avoid writing a check and paying postage, its easy. Log into your account at PNC Online Banking;to enroll in our Electronic Funds Transfer Program.
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Online Statements Are Available For Deposit Credit Card And Investment Accounts
Once you have gone through the activation process, you will be able to access your statements within the My Accounts Summary Page of each account that has Online Statements activated.
Can I Transfer Funds To Or From My Accounts At Another Institution
You can transfer money between your Wells Fargo checking and savings accounts and accounts you may have at other U.S. financial institutions. Wells Fargo gives you flexibility, convenience, and control to transfer funds where and when you need it. Simply sign on to Wells Fargo Online to access transfers, and click Add Non-Wells Fargo Accounts to get started.;To enable non-Wells Fargo accounts for Transfers, additional security measures are required. Verification may take 3-5 days. In the meantime, you can use the non-Wells Fargo account for payments to your Wells Fargo credit accounts such as home equity lines of credit and loan accounts, credit card accounts, auto loan and mortgage loan accounts.
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Important Legal Disclosures & Information
Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
Online Bill Pay is a free service within PNC Online Banking to residents within the US, a qualifying checking account to use this service. We reserve the right to decline or revoke access to this service. Payments to billers outside of the United States or its territories are prohibited through this service. Tax payments, payments to settle securities transactions, and court ordered payments may be scheduled through the Service; however, such payments are discouraged and must be scheduled at your own risk.
Refer to Browser Requirements listed on this page.
Intuit® Online Payroll and Intuit Full Service Payroll® are products of Intuit Inc. You must go to the Intuit website to enroll in and use the product. PNC Bank is not responsible for the product or the performance of Intuit Inc. Intuit, QuickBooks and the Intuit logo are registered trademarks of Intuit Inc., used under license.
A fee may be charged if a paper statement is requested in addition to the online statement for an account. A fee may be charged for viewing or requesting certain types of images or paper copies.
Offers, products and pricing subject to change.
Pnc Bank Account Features
PNC Bank offers a number of savings accounts from four different certificates of deposit to a Premiere Money Market account. While each account doesnt earn the highest rates at the start, you do have some opportunities to get a rate boost, especially when you have higher account balances.
Plus, PNC Bank offers its Virtual Wallet® product which makes banking even more accessible and convenient. Your Virtual Wallet® will include various tools to help you pay bills, budget, save and more.;
Banking with this institution gives you free and easy access to online and mobile banking. You also have thousands of ATMs and locations to choose from, depending on where you live.;
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Down To The Wire: Bank
Wire transfers have been helping people move money around for quite some time. Founded in the 1800s, Western Union is one well-known payment service that allows customers to transfer funds quickly by dropping off or picking up cash at any of its locations worldwide.
Like all things, wire transfers come with pros and cons. On the upside, they can be fast and donât require you to jump through too many technical hoops. On the downside, they typically involve fees, which vary depending on whether youâre transferring money to someoneâs bank account or setting them up to receive cash.
You can also usually wire transfer money between banks. To do so, youâll need to have some information on hand, including the recipientâs account number along with their bankâs name and routing number. Fees here can typically range from $0 for incoming domestic transfers to $65 for outgoing international transfers.1
If thereâs a word of caution about wire transfers, itâs this: Once the recipient collects the cash or it’s deposited into another account, the money is essentially “gone,” so be sure you know exactly who youâre sending money to and that all of the information you provide is accurate.
You Can Use Your Card When Traveling Internationally However Before You Do We Recommend You Notify Us Before You Leave To Have A Travel Notice Placed On Your Account
To place a travel notification: ;
1. Sign on to Online Banking:
- Navigate to the Debit/ATM Card Services, Credit Card Account Activity, or Customer Service page, and
2. Call the phone number found on the back of your card
Be prepared to provide the date you will be traveling, as well as your destination.
When using your card internationally, foreign transaction fees may apply. For debit cards, refer to the Consumer Schedule of Service Charges and Fees, Virtual Wallet Features and Fees,or the Business Checking Accounts and Related Charges for additional information. For credit card accounts, please call the number on the back of your card.
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To Dispute A Credit Card Transaction:
To dispute a PNC Online Bill Pay transaction, first review the details of the transaction in the Payment Activity page on the Pay Bills tab in Online Banking. If you have a question about this payment or would like to dispute it, call us at 1-800-762-2035.
To dispute a Personal Check or Pre-authorized Payment, please contact us at 1-888-762-2265 or visit your local branch.
Pnc Bank Account Connection Not Working
This issue;is still in progress,;pauletteks.
As recommended by my previous colleagues, we recommend reaching out to our support team. Once this is resolved, you’ll be notified via email.;
Though, you can convert your data from QuickBooks Online to QuickBooks Desktop. Just make sure you’re using the Internet Explorer browser, so you can convert the data smoothly.
Before converting your data, check out some limitations in this article:;Limitations when you convert from QuickBooks Online to QuickBooks Desktop.
Right after the conversion process, run the Profit and Loss report in QuickBooks Desktop and compare it with your QBO’s P&L. This is to ensure your books match.
You’ll want to check out this link to get started with online banking and connect your PNC bank:;Get started with Bank Feeds for QuickBooks Desktop.
Let us know if you have further questions or any other concerns. We’re here to help.
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Bundling Checking And Savings Together Creates One Powerful Solution Add Reserve & Growth Accounts To Your Spend At No Additional Cost
Set aside money and save more
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Reserve;is an additional checking account that lets you plan your spending by setting money aside for upcoming events, bills or an unforeseen expense.
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Growth;is a competitive rate savings account to save for the future and work toward big goals.
Two layers of overdraft protection
If you’re at risk of overdrawing your Spend account, we’ll transfer available funds from your Reserve or Growth account. No additional setup required.
If Your Card Has Been Lost Or Stolen Contact Us Immediately At One Of The Following Phone Numbers
PersonalDebit Cards
Replacement card fees may apply.;
For debit cards, please refer to the Consumer Schedule of Service Charges and Fees or the Business Checking Account and Related Charges for additional information on replacement debit card fees.
For credit cards, please call us at the appropriate number above.
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Can You Connect Zelle To Multiple Bank Accounts
As you know, a lot of people have more than one bank account and it would probably be very useful to be able to use a few with Zelle.
Unfortunately, for now anyway, Zelle doesnt support this feature. Also, its your bank that determines if any of your accounts are eligible for Zelle enrollment in the first place. Its also important to keep in mind that Zelle doesnt support credit cards. You can only enroll with your Mastercard or Visa debit cards.
If Your Check Didn’t Go Through You Were Unable To Deposit It Through The App Or You Received An Error Message:
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Let Zelle Make All Transactions Faster
The instantaneous nature of transactions is one of the best Zelle features. And the reason why the app has a growing market.
Connecting your Zelle account to your bank account is a super quick and efficient process. As we mentioned, many banks allow for the same username and password to be used to make the process even more expedient.
Unfortunately, youll have to settle for just one bank account for now, but you never know what the future brings.
Do you use Zelle and have you connected your bank account? Let us know in the comments section below.