Monday, October 3, 2022

How To Check My Bank Account Balance

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The First Bank Ussd Code

How-to find your account balance

First bank USSD codeis *894#, and the bank is calling it Quick Banking Where registered customers can easily perform all bank transactions with their phone. With the First bank transfer code, you can easily transfer money from bank to bank, recharge your phone, etc.

In order words, First Bank USSD code, or First Bank Quick banking is a service that allows First Bank account holders to top-up their mobile lines directly and instantly by dialing *894*amount# from their mobile phones.

When dialed, two options are displayed for the customer to choose from:

  • Quick Banking- Follow prompts to access the listed services for First Bank account holders ONLY.
  • Firstmonie- For electronic wallet-based transactions. This product is available to both account holders and non-account holders.

How To Check My Bank Account Balance

It’s fast and easy to check your account balance or access your bank statement if youre a Huntington Online Banking customer. Simply go to huntington.com and log into your account, where your account number and balance will appear on the screen. From here, you can see your account history including purchases, deposits and pending transactions.

There are two ways to measure your balance: current balance and available balance. Current balance tells you the amount of money you have in your checking account including pending transactions. Your available balance refers to the amount of money you can use right away, therefore this excludes your pending transactions. Its important to regularly check your account balance and balance your checkbook to avoid dipping below your minimum balance or getting charged an Overdraft Fee.

Checking your account balance on the Huntington Mobile app? The balance displayed is todays beginning balance plus any pending transactions.

If you are enrolled in online statements, or would like to enroll, head to the statements tab of your Online Banking profile. You can view, print or download up to two years of bank statements.

How Can I Check My Account Balance Via Atm Cum Debit Card

You can also check your account balance through an ATM. They also provide the updated account balance. By visiting the nearby ATM, you can insert the ATM card or debit card and follow the on-screen instructions. It is suggestible to use your own banks ATM or an ATM network which your bank uses. Usually, other ATMs charge fees even if you dont withdraw cash. Also, your bank may charge additional fees if you use a foreign ATM. To check balance over a foreign ATM can be chargeable.

The steps following are the steps to check the balance in an ATM

  • Swipe the ATM cum debit card
  • Enter the 4 digit ATM pin
  • Select the Balance Enquiry Option.
  • Finish the transaction

Currently, RBI has put a limitation on the number of free transactions per ATM card. Even a balance enquiry is counted as a transaction. Once you exhaust the free transactions, you will have to pay a transaction charge for every transaction in that month.

Hence, it is advisable to use ATM cards for cash withdrawals or other services only. You can use mobile or different online ways to check bank account balances which are convenient and cost-effective.

Also Check: Td Bank Overdraft Amount

Importance Of Knowing Your Fcmb Bank Account Number

Your FCMB account number is your identity in the bank, which is uniquely yours. If you dont want your money to be diverted into another account, then you need to know your account number. Your account number is an easy way to best seal a business transaction either a debit or a credit. You can also pay bills and purchase airtime using your account number, and so on.

Knowing the exact number and name is very key. Missing a figure or more could imply your money entering into the wrong account. So, to best help you, you can write it down in an accessible place like your diary, save it on your phone or painstakingly memorize it. Your account number should also be kept safe just like every detail in your debit or credit card.

There is no better time to own and operate an FCMB account than now. In time past, it used to be a burdensome task managing a bank account you only have access to in a particular bank location. But with mobile devices and internet banking, which has helped improve technology, you need not worry. Everything you need can even be accessed from the comfort of your home. The bankers are also well equipped and vast to serve you better, unlike in time past. Therefore, its best you harness every available option to make life easier for you.

What Is Balancing A Checking Account

How To Check My Account Balance Online Td Bank

Balancing a checking account means comparing the money coming into the account to the money going out of the account. This shows you how much money you have for spending. It’s also an opportunity to match your records with the bank’s records and catch mistakes that can lead to bank charges or identity theft

Balancing a checking account helps you:

  • Budget for upcoming expenses
  • Avoid bounced checks and overdraft fees
  • Identify mistakes that you or the bank made
  • Catch suspicious or fraudulent charges quickly
  • Keep track of any interest you are earning

You should plan to balance your checking accounts regularlyat least once per statement period. If you find yourself bouncing checks, however, you should balance your account anytime you’re about to spend moneyfor example, before paying bills or going shopping.

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Is A Checking Account A Debit Card

A checking account is not a debit card. A checking account is a deposit account at a financial institution that allows for withdrawals and deposits of cash. Checking accounts serve as a person’s primary day-to-day resource of funds, where cash can be withdrawn or deposited and various payments can be made. Today, most checking accounts come with a debit card that is linked to the checking account. The debit card can then be used to make electronic payments or cash withdrawals from an ATM.

Checking Accounts And Overdrafts

If you write a check or make a purchase for more than you have in your checking account, your bank may cover the difference.

What many banks don’t tell customers is that they’ll charge you for each transaction that causes your account to use an overdraft. If you have a $50 account balance, for example, and you make purchases using your debit card of $25, $25, and $53, you will be charged an overdraft feeusually a hefty onefor the purchase that overdrew your account, as well as for each subsequent purchase after you’re in the red.

But there’s more. In the example above in which you made three purchases of $25, $25, and $53, you wouldn’t just be charged a fee for the last purchase. Per the account-holder agreement, many banks have provisions stating that in the event of an overdraft, transactions will be grouped in the order of their size, regardless of the order in which they occurred. This means the bank would group those transactions in the order of $53, $25, $25, charging a fee for each of the three transactions on the day you overdrew your account. Furthermore, if your account remains overdrawn, your bank may also charge you daily interest on the loan.

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How To Check Your Fcmb Account Number And Bank Balance Using Their Mobile App

When you download the FCMB mobile application, theres so much you can do with it. You can check your account number, balance, BVN, and do many other transactions for free on FCMB mobile app. Depending on your device type, you can download the FCMB android app on an android phone, or the FCMB IOS app on an Apple phone.

Once your profile is registered on the FCMB Mobile App, youll easily see your account number or bank balance with your login. Both details will be displayed at the top of the app or click the profile section of the app to see them.

How To Check My Bank Account Balance In Pnb Bank

How to Check your Account Balance with Cente Mobile.

Punjab National Bank provides various banking services to its PNB customers. You can check your account balance, receive a mini statement, and perform multiple bank transactions. The following are the different ways to check your PNB account balance.

PNB Net Banking

PNB account holders can check their account balance through the net banking facility. You can register with the net banking facility when you open an account with PNB bank. You can log in to your PNB net banking account by using the User ID and password. After logging in, you need to select Account Summary from the dashboard or the menu at the top. This gives your current account balance summary.

Also, you can register for the PNB e-statements facility through net banking. Online net banking provides a wide range of facilities to its customers. For instance, the facilities include balance enquiry, fund transfer, etc.

PNB Mobile Banking

Punjab National Bank offers mobile banking services to its customers with its few active apps. These apps help you to do online transactions as well as check your account balance. The customers need to have a smartphone mobile device to download the app. These apps provide plenty of banking services like balance enquiry, account statement, funds transfer, etc. The following are the PNB mobile apps that account holders can use to check account balance.

PNB mBanking
PNB mPassbook
PNB MobiEase

PNB SMS Banking

BAL < space> Accountnumber to 5607040

PNB Passbook

PNB ATM

Also Check: Td Bank Maximum Atm Withdrawal

How Can I Check My Bank Account Balance Via Sms

One of the quickest ways to check your account balance is by sending a text message. You dont have to log in on a website, nor do you need a smartphone for it. Most of the banks provide this facility to the account holders. Once the bank extends this facility, you can request a quick balance update anytime. The account balance details are received in the form of a text message. The automatic message alerts should be on. You will receive instant notifications whenever there is a financial transaction happening on your account. Also, you will receive the latest balance update. This facility provided by banks is called message alert service. This sends push notifications to your phone.

Hdfc Account Balance Check

HDFC Bank like any other bank offers various services for the ease of the customers. There are various methods through which one can check the account balance. Below are some methods:-

Balance through missed call

For checking account balance HDFC customers can give a missed call to this toll free number 18002703333

Balance through SMS

For checking account balance HDFC customers can send an SMS through the registered mobile number:-

For account balance query SMS BAL to 5676712

Mini statement

For getting a mini statement, HDFC customers can either give a missed call to 18001802222 or SMS in the below-given format.

For a mini statement SMS TXN to 5676712

HDFC Number

For checking account balance one can call up at 022-61606161 which is not a toll free number. After the call is picked up, choose your preferred language and follow the instructions.

HDFC ATM

One can also use HDFC ATMs for finding out about the account balance. You just need to go to the HDFC ATM and follow the steps below:-

  • Insert your card
  • Enter the PIN
  • Select the balance inquiry option

The balance would be shown. One can also choose the mini statement option for checking transaction history up to 10 previous transactions. You can also use HDFC ATM cards at ATMs of other banks.

HDFC Net Banking

HDFC Bank Mobile Banking

HDFC Passbook

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How To Check Bank Account Balance On Phone

There are many easy and possible ways to check bank balance without visiting the bank in traffic rush. We are living in an era of digitization where everything is possible without leaving your place.In this post, We will look at multiple options available to check bank account balance on phone, get mini statements, balance transfers, balance requests and a lot more of different banks in India without visiting the bank.

To book food you use Swiggy, Zomato, Uber eats, etc. For shopping, you go to , Flipkart, Snapdeal, Myntra, etc. Same as that there are many smartphone applications available to check bank account balance on phone. Some of the best for the same are PhonePe, Google Pay, Bhim, etc.

Banks created many options to make their customers feel easy by making them check account balance on their phones. They introduced several ways like internet banking, push notifications, SMS notifications, emails, and many more features.

Checking Accounts And Interest

Indian Bank Check Bank Account Balance Online

If you choose an interest-bearing checking account, be prepared to pay plenty of feesparticularly if you can’t maintain a minimum balance. According to a 2021 Bankrate study, the average minimum balance required to avoid a monthly fee on an interest checking account was $9,896.81, up 31% from the year before.

This minimum amount is typically the combined total of all your accounts at the bank, including checking accounts, savings accounts, and certificates of deposit. If your balance falls below the required minimum, you’ll have to pay a monthly service fee. The average monthly service fee on interest-bearing accounts increased by nearly 5.5 percent since last years survey. The average maintenance fee on a checking account that earns interest totaled $16.35 a month.

Only a handful of banks serve up free interest-bearing checking accounts with no strings attached. However, if you have a longstanding favorable relationship with your bank, you might get the fee on your interest-bearing checking account waived.

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S To Know Indian Bank Account Balance Through The Online Banking Facility

For customers that have an internet banking account with Indian Bank, they can follow the steps mentioned below to check their account balance.

  • Visit the Indian Bank online banking portal
  • On the main page, choose the personal banking option.
  • Use your username and password to login to your account.
  • Agree to the terms and conditions set by the bank to proceed.
  • Once you have logged in, click on the accounts tab on the left-side of the screen.
  • As soon as you do that, the page will display the balance in your account. Click on detailed statement to check your recent transactions.

Bank Account Balances Arent Always Accurate

There are times when your bank balance may not accurately represent how much cash you have in your account. While transactions that have been presented to your bank as payments are automatically deducted, other activity in your account may not be reflected in your balance.

In the case of some transactions, such as renting a hotel room or refueling at some gas stations, a pre-authorization hold may be placed on your account to ensure its valid. This hold can be larger or smaller than the actual transaction itself, so you may need to factor it into your plans if you plan on making a purchase that could come close to emptying your account. Similarly, outstanding checks and auto-payments can leave you with less money than you expected. Plan accordingly so that you dont end up overdrawing your account.

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How To Check Bank Balance In Idbi Bank

You can make a balance inquiry request by dialing a toll-free number. You can avail the following services from it. You can make a balance inquiry on a toll-free no. 18008431122 or you can give a missed call to it. Getting the mini statement of last 5 transactions is easy, you can use this toll-free number 18008431133 for the purpose.

SMS Service to get the details:

Send SMS as REG < Space > Your Account Number to 5676777 or 9820346920 / 9821043718 *Eg. REG < space > 837483xxx734298 to 5676777 or 9820346920 / 9821043718

How To Check My Bank Account Balance In Hdfc Bank

GPay – Check Bank Account balance (Google pay)

HDFC Bank provides different banking services to its customers to make it more convenient. You can check your account balance, receive a mini statement, and perform multiple bank transactions. The following are the different ways to check your HDFC account balance.

HDFC Missed Call Toll-free Number

  • To check account balance, Customers can give a missed to HDFC balance enquiry toll-free number, i.e. 18002703333.
  • To get a mini statement, customers can give a missed call to HDFC number, i.e. 18002703355.

The mobile number must be registered with the bank for SMS banking services. If the number is not registered, then you will receive a message that your number is not registered with HDFC Mobile Banking Services.

How to register my number for HDFC balance enquiry by the Missed call?

For the HDFC balance enquiry service, you need to register for HDFC Missed Call Banking and SMS Banking. The following are the different ways to register for an HDFC account balance check.

Registration through SMS

Account-holders can send the SMS from the registered mobile number in the below format.

SMS REGISTER < Customer ID> < Last 5 Digits of account number> to 5676712

The bank will register the number for SMS banking instantly.

Registration through HDFC Net Banking

The following are the steps for registration through HDFC Net banking.

  • Go to HDFC net banking page
  • Login through customer ID and PIN
  • Select SMS banking registration
  • Fill in the necessary details to register
Registration through ATM

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How To Check Bank Balance In Icici Bank

ICICI Bank also lets you check the bank balance by SMS service. You can keep an eye on your latest banking transactions like a cheque return, debit card or available balance on your savings account, etc. You will also get notified when your bank balance rises above the limit or falls below the limit, In case, you find any difficulty in the transaction just SMS IBAL> > last 6 digits of account to 9215676766 or login to the internet banking or call their customer care.

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