How To Check Your Bank Account

How To Check If Bank Account Is Active Or Not Online

Your bank account will be designated inactive if you havent done any transaction in the account for 12 months. If you are lucky, your bank may bring the account to your notice and may go ahead to inform you of the impending consequences of not transacting with the account before the 12 months time frame elapses. On the other hand, if you arent lucky, your bank may designate it inactive without informing you. There are some ways to determine if your account is active or not, and among these options is the online method.

To check if your account is active or not using the online method, simply login to your online banking with the aid of your username and password. After logging in, you should be able to determine if it is functional or not.

Aside from your username and password, you may need to answer some security questions before you are allowed access to your online banking. Just ensure you have all the necessary details ready to avoid setbacks.

Sign Up For Online Banking

Visit your bank’s website and click the link to register for online access. You will have to provide your first and last name as it appears on your account. Depending on your bank, you will also have to provide other information such as your account number, ATM or debit card number and Social Security number. Create a username and password and provide any additional information required. Most banks email a verification message. Click the link in the message to verify your registration and return to the website.

How To Check Bank Balance In Hdfc

You can check the bank balance of your HDFC bank account with their toll-free banking services. Here are the numbers for the same:-

• Dial 1800 1800-270-3355 to check your Mini statement
• You can call 1800-270-3377 to get Account Statement
• You can call 1800-270-3344 for mobile banking

• Type bal to get the Balance Enquiry
• Type txn to get the Mini Statement
• You can also use Hindi keywords for Hindi SMSBanking

Visit the bank site and click on Login. Then enter your customer ID and password and hit Submit to check your bank balance

Don’t Miss: What Is The 1 800 Number For Us Bank

Upi And Other Banking Apps

The most convenient and easiest way to check balance nowadays is through UPI and other banking apps. If you have various bank accounts and dont want to install so many apps then you can just install a UPI app.

Follow the below process for checking bank balance with UPI

For the first time:-

• Step 1: Install any UPI app.
• Step 2: Ensure the mobile device having the UPI app must have the registered mobile number sim in it which is active and has enough balance for sending an SMS.
• Step 3: Open the app it will ask you to choose the bank name with which you have a bank account and the registered mobile number in case the phone device has a dual sim.
• Step 4: The registration process begins. The app will automatically send an SMS and verify your number.
• Step 5: After successful verification, the UPI will ask you to create a UPI pin and will give you a UPI id.
• Step 6: Enter 4 digits as per your wish. The registration process is complete.

Note: If you have already created a UPI ID with a particular app then use the same id across all such UPI apps. Some apps also ask you to provide an email address. The email address may not be the same as the registered email address, it can be different.

For checking balance:-

Just open the UPI app and click on check account balance. Enter the UPI pin and the balance will be displayed automatically. There is no charge for checking the balance through UPI.;

I Check My Bank Account Daily

by Elizabeth Aldrich | Updated July 17, 2021 – First published on Nov. 26, 2019

Many or all of the products here are from our partners. We may earn a commission from offers on this page. Its how we make money. But our editorial integrity ensures our experts opinions arent influenced by compensation. Terms may apply to offers listed on this page.

The easiest step you can take toward finally cutting that habit of overspending.

The easiest step you can take toward finally cutting that habit of overspending.

Do you know how much money you’ve got in the bank at any given time?

If you’re anything like I was in my early 20s, the answer is a resounding no. I chronically ignored my bank account because I didn’t want the stress of logging in and being greeted by a number that was lower than what I expected. It landed me in debt and made it impossible for me to save. Here’s why checking my banking accounts daily changed my financial situation, and how it can help you, too.

Recommended Reading: How Much Does Fdic Insure Per Bank Account

Hdfc Account Balance Check

HDFC Bank like any other bank offers various services for the ease of the customers. There are various methods through which one can check the account balance. Below are some methods:-

Balance through missed call

For checking account balance HDFC customers can give a missed call to this toll free number 18002703333

Balance through SMS

For checking account balance HDFC customers can send an SMS through the registered mobile number:-

For account balance query SMS BAL to 5676712

Mini statement

For getting a mini statement, HDFC customers can either give a missed call to 18001802222 or SMS in the below-given format.

For a mini statement SMS TXN to 5676712

HDFC Number

For checking account balance one can call up at 022-61606161 which is not a toll free number. After the call is picked up, choose your preferred language and follow the instructions.

HDFC ATM

One can also use HDFC ATMs for finding out about the account balance. You just need to go to the HDFC ATM and follow the steps below:-

• Insert your card
• Enter the PIN
• Select the balance inquiry option

The balance would be shown. One can also choose the mini statement option for checking transaction history up to 10 previous transactions. You can also use HDFC ATM cards at ATMs of other banks.

HDFC Net Banking

HDFC Bank Mobile Banking

HDFC Passbook

How Do I Check My Balance Via Text

In order to set up text banking on your phone, you may have to activate it using your online bank account first.;

Once set up, youll be able to check your bank account by texting their number or sending a specific text command for the balance .

Checking your bank account balance via text messaging is usually free unless your mobile provider charges you for texts.

Read Also: What Is The Best Bank In Usa

What To Consider Before Opening A Bank Account

Before opening an account, consider the following:

• how you’ll use the account, for saving or making payments
• charges or fees on the account
• interest you’ll earn on the money in your account
• if your deposits are protected by deposit insurance in case your financial institution fails

Make sure you understand all the terms, conditions and fees of the account before you sign up. Ask questions about anything that you dont understand. Keep a copy of your account agreement for your records.

How To Check Bank Balance In Punjab National Bank

This facility to check bank balance in your Punjab National Bank account is available to all the customers who have registered their mobile number with the bank. Given below are the different ways in which you can check your bank balance at Punjab National Bank

• Giving a Missed Call

  Give a missed call to the PNB Balance Enquiry toll- free number 1800 180 2223 or to the toll number 0120-2303090 to receive SMS with your current balance. This service is free of cost and is available for SB/CA accounts.

• Via Internet Banking

  You could also log on to PNB Internet Banking >> Click on Other Services >> Service Request >> New Request >> Email Statement

• You could also send the following SMS to 9264092640 or 5607040 via registered mobile number – ESTMT space last 4 digit of a/c no space Email ID

Read Also: Which Banks Sell Silver Bars

Text Messages For Balance Checking

Another convenient way of checking your balance is through SMS. If you have checked the option for SMS alerts while filling up the bank account while creating a new account, then for every transaction you will automatically get balance updates along with the amount credited or debited. You dont have to do anything extra like entering passwords or usernames. If you have not checked the option, visit the bank branch, ask for an SMS option and then fill up a form at the branch to get updates.

You can also check your balance using the registered mobile number by sending an SMS to the banks number. The number is different for different banks. The list of numbers and the format of SMS is mentioned below in this article. If this option is enabled youll get quick balance updates.

How To Access Your Bank Account Online

This article was co-authored by our trained team of editors and researchers who validated it for accuracy and comprehensiveness. wikiHow’s Content Management Team carefully monitors the work from our editorial staff to ensure that each article is backed by trusted research and meets our high quality standards. This article has been viewed 79,223 times.Learn more…

Most people find it hard to squeeze a trip to the bank into their schedule. Thats why online banking makes it a lot easier for busy people by letting them do their banking transactions right from the comfort of their own homes or workplaces. If you havent discovered online banking yet, rest assured, its easy and convenient.

You May Like: What Bank Is Netspend With

Information You Must Receive When You Open A Bank Account

When you open an account at a federally regulated financial institution, such as a bank, it must give you information about your account. This applies even if you open another account by telephone at that same financial institution.

This information includes:

• the interest rate youll earn on the account, if any
• how any interest will be calculated
• a copy of your account agreement
• a list of fees and details about all charges related to the account
• details about how you’ll be contacted about any increase in those charges or the addition of any new charges
• details on its complaint-handling procedure

You have the option of receiving this information in writing or electronically.

You must get a copy of the account agreement within 7 business days after you open the account.

If you decide to close the account, you have the right to close the account, without cost, within 14 business days of opening it by telephone. If so, the institution must refund any charges relating to the account incurred while the account was open. This doesnt include interest charges.

Check Your Balance Using Sms

Another method that can be used to check your account balance is the SMS method. This method requires you to send a request to Heritage customer care personnel via message.

That is, you send them a message requesting for your account balance. The message can be sent to +234-1-630 9000 or any of the above numbers.

You will receive a message asking you to send your account details like your account name, account number, phone number registered on the account, date of birth etc.

Your account balance cannot be retrieved without these details. The customer care agent will have to verify your account and then send you your account balance via message.

Also Check: How To Move Money Between Bank Accounts

Check Your Balance Using Social Media

There are several social media platform presently. These platforms are also used by bank to reach out to their customers.

Heritage bank can be accessed on Facebook, Twitter, Instagram and Whatsapp.

To request for your account balance using any of these platform, you have to follow the instructions below;

To request for your account balance via their Facebook/Twitter/Instagram page, login to your Facebook account.

Search for Heritage Bank page

Then send a request for your account balance.

Your account details such as account number, name and some non-sensitive information will be asked to confirm you are the owner

Once confirmed, your details will be used to search for your account and then your account balance will be sent to you.

To check your account balance via Whatsapp, send a message to their Whatsapp number 0700-43748243 or +234-1-236 9000 or +234 -1-630 9000.

A customer care agent will chat with you asking you to send your account details. After that, your account balance will be sent to you.

Bank Of India Account Balance Check

Bank of India offers various banking services for facilitating the customers. One can check their bank account balance, create a new account, pay EMIs, and do various financial transactions. BOI also offers mobile banking and the service of SMS. Here are the ways through which one can check their Bank of India account balance:-

Balance through missed call

For checking account balance Bank of India customers can give a missed call to this toll-free number 09015135135

Or SMS TRANS XXXX Account Number to 9810558585

Here XXXX is a 4 digit Star Connect Mobile Banking Link password.

Balance through SMS

For checking account balance Bank of India customers can send an SMS through the registered mobile number:-

BAL XXXX Account Number to 9810558585

Here XXXX is a 4 digit Star Connect Mobile Banking Link password.

First-time registration:-

For the Bank of India bank account for the SMS balance inquiry, the account holders should connect to Star Connect Mobile Banking through the SMS facility. Follow the below steps for linking your mobile number:-

• Step 1: Go to the official BOI website and select the Mobile banking option.
• Step 2: Select the Star Connect Mobile Banking Link option.
• Step 3: Log in with your username and password
• Step 4: You will be asked to enter a registered mobile number
• Step 5: Choose the Set SMS password option
• Step 6: Enter 4 numbered SMS passwords as your choice.

Mini statement

TRANS<4-digit SMS password> to 919810558585

BOI ATM

BOI Net Banking

You May Like: How To Open International Bank Account

Get Your Refund Faster: Tell Irs To Direct Deposit Your Refund To One Two Or Three Accounts

• Fix/Correct a Return

Eight out of 10 taxpayers get their refunds by using Direct Deposit. It is simple, safe and secure. This is the same electronic transfer system used to deposit nearly 98 percent of all Social Security and Veterans Affairs benefits into millions;of accounts.

Combining direct deposit with electronic filing is the fastest way to receive your refund. IRS issues more than 9 out of 10 refunds in less than 21 days. Taxpayers who used direct deposit for their tax returns also received their economic impact payments quicker. You can track your refund using our Wheres My Refund?;tool.

Direct deposit is easy to use. Just select it as your refund method through your tax software and type in the account number and routing number. Or, tell your tax preparer you want direct deposit. You can even use direct deposit if you are one of the few people still filing by paper. Be sure to double check your entry to avoid errors.

Dont have a check available to locate your routing and account number? A routing number identifies the location of the banks branch where you opened your account and most banks list their routing numbers on their websites. Your account number can usually be located by signing into your online banking account or by calling your bank branch.

Direct deposit also saves you money. It costs the nations taxpayers more than $1 for every paper refund check issued, but only a dime for each direct deposit made.

Pnb Account Balance Check

One can check their Punjab National Bank account balance in multiple ways. Here are some of the processes through which PNB customers can check their account balance:-

Balance through missed call

For checking account balance PNB customers can give a missed call to this toll-free number 18001802223 or 01202303090

Balance through SMS

For checking account balance PNB customers can send an SMS

BAL <space> Account number to 5607040

Mini statement

For getting a mini statement, PNB customers can either call the toll free number 18001802222 or SMS this

MSTMT to the number 5607040.

PNB Toll-free Number

To check account balance one can call up at 18001802222 which is a toll-free number. After the call is picked up, choose your preferred language and follow the instructions.

;PNB ATM

One can also use PNB ATMs for finding out about the account balance. You just need to go to the PNB ATM and follow the steps below:-

• Insert your card
• Enter the PIN
• Select the balance inquiry option

The balance would be shown. One can also choose the mini statement option for checking transaction history up to 10 previous transactions. You can also use PNB ATM cards at ATMs of other banks.

PNB Net Banking

PNB Mobile Banking

PNB also has mobile banking apps for providing banking services to customers. You can download it on mobile with IOS or Android platforms. It can be used for mobile banking, balance inquiry, transfer of funds and others. Below are some of the banking apps of PNB.

PNB Passbook

Also Check: How To Find Us Bank Account Number

Finding An Unclaimed Balance

To find an unclaimed balance to which you may be entitled, you can search our Unclaimed Balances Registry, free of charge. The registry displays information on balances greater than $2.00, as submitted to the Bank of Canada by the financial institution or trust company.

If you are unable to find an unclaimed balance, it may be because your account has not been inactive for more than 10 years or your unclaimed balance has not yet been transferred to the Bank of Canada, as this happens only once a year on December 31. In these cases, you need to contact your financial institution to retrieve your funds.