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What Credit Card Is First National Bank Of Omaha

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FNBO Secured Credit Card Review // First National Bank of Omaha Credit Card

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* See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button you can review the credit card terms and conditions on the credit card issuer’s web site.

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Disclosure: Not an access card.

Get Your Inquiries Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It’s so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you’re looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on or setup a consultation with them. They also happen to have incredible customer service.Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

First National Bank Of Omaha American Express Card Reviews

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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click “Apply Now” you will be directed to the offering institution’s website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant’s’ creditworthiness and differences between an individual’s situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

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Fees To Watch Out For

This card has a balance transfer fee of $10 or 3% of each transfer, whichever is greater, during the 15-month introductory period. After that, the balance transfer fee moves up to $10 or 5% of the amount of each transfer. Balance transfer fees are typical, but this cards fee is higher than others. All other fees on this card are in line with industry standards.

Closing Of The Kearney Call Center

First National Bank Of Omaha Credit Card Debit Card Visa ...

It was announced on the Kearney Hub‘s website that the Kearney call center would be closing effective February 28, 2009. FNBO planned to move its customer service operations in Kearney to its locations in Bloomfield, Omaha and Wayne, Nebraska, after formal approval by its board of directors. “First National Credit Card Center has been growing profitably over the past three years. This consolidation plan is designed to fully utilize our call center facilities to support future growth, while allowing us to be more efficient.” President Stephen Eulie said in a press release. “It will result in a significant increase in the number of employees at our other sites and improved career options for those individuals.” He said the decision to close the Kearney call center and move those positions will enable the company to more effectively centralize operations functions while reducing the expense of managing its overall business. Operations at the call centers include inbound customer service, credit card collections, account activity alert and fraud prevention, credit analysis, credit account processing, specialized customer contact and technology support. First National has operated the call center in Kearney since 1992.

In 2012, First National Bank of Omaha upgraded its fuel cell system to a PureCell Model 400. The fuel cell is installed in the main floor of the building and provides 400 kW of heat and power to the facility.

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First National Bank Colorado

Branches in Colorado: Fort Collins, Boulder, Brighton, Broomfield, Denver, Evans, Fort Lupton, Greeley, Johnstown, Kersey, Longmont, Louisville, Loveland, Platteville, Wellington, Westminster, and Windsor

Since 1881, First National Bank has been in business in Colorado. First National Bank of Fort Collins was formed on May 15, 1934 with the original name of First National Bank. Its name was changed to First Interstate Bank of Fort Collins, National Association on June 1, 1981. On June 13, 1994, the name was changed back to First National Bank. Union Colony Bank in Greeley, Colorado was acquired by First National Bank February 15, 2008.

On February 15, 2008, First National Bank of Colorado, First National Bank of Fort Collins and Union Colony Bank merged under First National Bank Colorado.

Best For Low Interest: Platinum Edition Visa Card

Heres why: If youre looking for a low potential regular APR on purchases and balance transfers, the Platinum Edition® Visa® Card may be for you.

Among our picks, the Platinum Edition® Visa® Card offers the lowest APR on purchases. Annual percentage rates on purchases and balance transfers come in at a variable 12.24% to 20.24%, but the APR youll actually get if you qualify for the card can depend on a number of factors, including your credit. If youre planning to carry a balance, securing the lowest APR possible should be a top priority.

To make things sweeter, youll get an introductory 0% APR on balance transfers for the first 15 billing cycles. After that, the regular variable APR on balance transfers kicks in . Unfortunately, fees can take a bite out of the savings from an intro 0% APR for balance transfers. This card charges you an introductory balance transfer fee of $10 or 3% of the amount of each transfer, whichever is greater, for transfers made in the first 15 billing cycles. After that, youll be charged the greater of $10 or 5% on any transfers you make.

The card has no annual fee and offers a $25 statement credit when you make a purchase within the first three billing cycles.

While this card is decent for a First National Bank of Omaha credit card, some cards from other issuers have better intro balance transfer APRs and may even have intro purchase APR offers.

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First National Bank Of Omaha Cashback Visa Card Review: 2% Cash Back On All Purchases + No Annual Fee

The First National Bank of Omaha Cashback Visa Card offers 2% Cash Back on all purchases. This is a decent amount of cash back, especially if you use your card often. Not only do you get cash back, but you also dont have to worry about paying an annual fee. Keep in mind that this card is only available until so sign up today if you want to take advantage of the cash back opportunities. If youre interested, keep reading to find out more!

First National Bank Of Omaha

Easy High Limit Credit Card! (Soft Pull Prequalify to See Your Limit)
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First National Bank Omaha


First National Bank Omaha is a subsidiary of First National of Nebraska. It is the largest privately held bank subsidiary in the United States with $17 billion in assets and 4320 employees, as part of First National of Nebraska.

Chartered and headquartered in Omaha, Nebraska, United States, First National provides corporate banking, investment banking, retail banking, wealth management and consumer lending services at locations in Nebraska, Iowa, Colorado, Texas, Kansas, South Dakota and Illinois. The bank operates a total of 109 branches throughout the Midwest.

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First National Bank Of Omaha Credit Card Alternatives

First National Bank of Omaha is the largest privately owned bank in the United States with $21 billion in managed assets. It was founded in the middle of the nineteenth century, and is a part of the First National Bank, which has branches in Iowa, Nebraska and Texas. Unwavering commitment to excellent customer service is one of the strong points of this particular credit issuer.

First National Bank Omaha caters both to individuals and small businesses. You can choose a credit deal that meets your needs from their wide range of credit products by comparing each offer’s options and benefits using our user-friendly charts.

Just make sure that you clearly understand the terms and conditions of the credit cards you selected, apply using our easy credit card online application process and then wait for a lending decision.

do notonline applicationssimilar credit card

Compare First National Bank of Omaha Cards with the Other Offers
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5% of each balance transfer $5 minimum. $0

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0% Intro APR 0% Intro APR 11.99% – 22.99% Variable APR 3% intro balance transfer fee, up to 5% fee on future balance transfers * $0

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0% 13.99% 23.99% Intro fee 3% of each transfer completed within the first 4 months of account opening. After that, 5% of each transfer . $0

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5% of each balance transfer $5 minimum. $0

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5% of each balance transfer $5 minimum. $450

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First National Merchant Solutions

In addition to being a top-10 payment processor, First National Merchant Solutions is also the 4th largest bank processor in the United States and is the 6th largest in-house processor of credit cards. In 1967, First National Bank of Omaha automated many of its manual credit card processes and was the first credit card processing center in the nation to offer descriptive billing statements. In 1988, First National Bank of Omaha became the first processor to develop authorization slips for restaurants with a blank area for including tip. A couple of years later, FNBO’s acquiring division was renamed to First of Omaha Merchant Processing. First of Omaha Merchant Processing received the 1994 Member Service Quality Performance Award for Best Copy Performance by an acquirer with Visa sales over $1.5 billion. In 2002, First of Omaha Merchant Processing changed its name to First National Merchant Solutions. A year later, FNMS celebrated its 50th year of processing payments. First National Merchant Solutions became one of the first processors to offer merchants ACH and credit card transactions in the same batch file in 2004. The following year, First National Merchant Solutions introduced First Resolution OnlineTM, the first chargeback management tool in the market to allow merchants to resolve chargebacks online.

It was announced on January 4, 2011, that TSYS would acquire the remaining 49% of the company, thus changing their name to TSYS Merchant Solutions.

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Secured Visa Credit Card One

The Secured Visa Credit Card does not offer a welcome bonus at this time.

Several cards on the market have more lucrative bonus offers, albeit with higher spending requirements. For example, the Bank of America Cash Rewards credit card comes with a 15-month, 0% introductory period for balance transfers and offers a $200 bonus after making at least $1,000 in purchases within the first 90 days of opening an account.

First National Bank Of Omaha Platinum Edition Visa Card Review

Personal Credit Cards

This is a credit card issued by First National Bank of Omaha. If you’re wondering whether First National Bank of Omaha credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

The Good
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 15 months.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

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How To Make The Most Of First National Bank Of Omaha Cards

The main reason to get a First National Bank of Omaha credit card is to keep all of your banking at the same institution. By keeping your checking, savings and credit card account with one institution, you dont have to keep track of multiple accounts at different locations. This could help reduce stress and keep your finances on track.

While First National Bank of Omahas credit card offerings arent amazing, they arent awful either. That said, you can easily find a better credit card in each of the above categories if youre willing to open a credit card account with another bank or card issuer. The extra work to keep up with one more statement from a different issuer could be worth it.

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  • Quick Tips for Your Credit Health
  • Evergreen By Fnbo Credit Card

    Live and earn. Wherever life leads.Only with Evergreen®

    • Earn Unlimited 2% CASH BACK2 on every purchase. Every day. Everywhere.
    • $200 cash bonus when you spend $1,000 within the first 3 billing cycles after account is opened.2
    • No Rewards expiration.2
    • Redeem for cash back as a statement credit, an ACH deposit into a checking or savings account or a check.2
    • 0% introductory APR1 for the first 12 billing cycles on purchases and balance transfers after account is opened. After that, a variable APR1 based on the Prime Rate between 14.99% and 23.99% APR depending on your creditworthiness.
    • A balance transfer fee1 of 5% applies to each balance transfer that you make .
    • No Annual Fee.1

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    Best For Building Credit: Secured Visa Card

    Heres why: The Secured Visa® Card gives people with no credit or less-than-stellar credit a chance to build their credit health. It reports activity to all three major credit bureaus.

    Secured credit cards are a great way to build credit, and the Secured Visa® Card makes that easy. The card doesnt charge an annual fee, so you wont have to pay to build your credit unless you carry a balance or incur fees. It even allows you to view your FICO® credit score for free each month to monitor your credit-building progress.

    The card offers flexibility by allowing you to request your own credit limit. You do so by providing an initial security deposit between $300 and $5,000 in multiples of $50 when you apply .

    You may qualify for a credit limit increase without any additional deposit in as little as seven months, as long as youre regularly using your card and paying on time. Also, if you maintain a positive payment history, you may even be able to get your deposit back automatically in as little as 11 months. Though the credit limit increase and return of deposit are both subject to credit approval.

    Combined, these features may make it easier to stay motivated to maintain positive credit habits while building credit. After all, who doesnt want their security deposit back?

    Card Offers From First National Bank Of Omaha

    First National Bank To No Longer Make Credit Cards For NRA

    Among credit deals offered by First National Bank of Omaha, you will find business, college, status, and low rate cards, in addition to applications with all types of rewards. If you are used to getting rewarded for using your credit card, you can browse through online applications with rewards. Frequent travelers can also take advantage of air miles rewards cards.

    First National Bank of Omaha even designed special offers for animal lovers and computer games fans! With low rate credit cards from this issuer you get competitive interest rates, significant purchasing power and numerous money-saving benefits. Most offers from this lender also come with no annual fee, although it mainly issues credit products for customers with good and excellent credit history.

    Also, many of the offers presented on this page come with 0% introductory APR on purchases or balance transfers, or both. This is a very valuable feature that can help you save considerably on interest costs. If you make your payments on time and stay within your credit limit, you will benefit greatly during this interest-free period.

    So, just choose the credit deal that best suits your spending habits and which can give you the maximum benefits. Then, you can fill out and submit your application form.

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