Why Did Gethuman Write How Do I Find My Account Number And Routing Number On My Bank Of America Account
After thousands of Bank of America customers came to GetHuman in search of an answer to this problem , we decided it was time to publish instructions. So we put together How Do I Find My Account Number and Routing Number on My Bank of America Account? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Bank of America if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
How To Find Your Us Account Number:
Unlike the routing number, your account number will be unique, as it will identify your bank account.
To locate your account number, you can look at your bank statements, or you can look at your checks again, as it will be the second set of numbers at the bottom. Usually, an account number will be 10-12 digits long, but its length could vary from one bank to another.
Sometimes, the account number and check number are reversed, so your account number will be found on the right side of the bottom of your check, as opposed to in the middle. Youll know the difference because the check number will be shorter.
When in doubt, contact your bank
If you have any difficulty locating your U.S. account and routing numbers for an online transfer, you can also log into your online banking site or you can contact your bank for more support.
Alternatively, you can use these links to confirm your routing number via your banks website:
Different Routing Number For Wire Transfers
The ABA routing numbers are useful only for ACH transfers. If you are receiving a wire transfer, then the code will be different fortunately, its a simpler system with one number for domestic wire transfers and one for international wire transfers.
Wire transfers are better than an ACH transfer because theyre faster by a few days theyre also more expensive. An ACH transfer is free whereas incoming and outgoing wire transfers may cost a fee. The fee varies based on the type of account you have with Bank of America.
- Domestic wire transfer 26009593
- International wire transfer in U.S. Dollars BOFAUS3N
- International wire transfer in Foreign Currency BOFAUS6S
For international wire transfers, if you are unsure if its in U.S. Dollars or foreign currency, use BOFAUS3N.
If youre receiving a wire transfer, heres the other information you may need to provide:For U.S. Dollars :
Bank Name |
Don’t Miss: Banque Td Net
Wire Transfers And International Transfers
Although you will just have one Bank of America routing number for most transactions, wire transfers are different. There is a specific wire transfer number for Bank of America.
You will need this number if you want to do any kind of wire transfer with Bank of America. In addition to the wire transfer number, there is a code you need for international transfers.
Different Types Of Routing Numbers
Your routing number is used to identify a particular financial institution. But some big financial institutions can have various routing numbers that may be based on the state you hold the account in.
On top of that, there can be different types of routing numbers based on the specific action. For example, there can be different routing numbers for wire transfers than ACH or direct deposit.
Read Also: Chase Bank Zelle
The Us Bank Mobile App
There are two ways to find your routing number in the U.S. Bank Mobile App.
The easiest way is to open the app and select U.S. Bank Smart Assistant. Then say, Whats the routing number for my checking account?
You can also find it by following these directions:
What Is A Bank Routing Number And Where Is It Found
A routing number is a nine-digit code used to identify a financial institution in the United States. Banks use routing numbers to direct the exchange of funds to and from one another. You can typically find the routing number on the bottom left corner of most personal checks.
Also Check: How To Send Money Zelle Chase
Bank Of America Routing Numbers
Bank of America routing numbers
State | Bank of America routing number | State | Bank of America routing number | State | Bank of America routing number |
---|---|---|---|---|---|
Bank of America Alabama |
|||||
Bank of America District of Columbia |
054001204 |
||||
Bank of America Florida, West |
063100277 |
||||
Bank of America Illinois, North |
071000505 |
Bank of America Illinois, Chicago Metro |
081904808/ 0071103619 |
||
Bank of America Missouri, East |
081000032/ 101000035 |
Bank of America Missouri, West |
081000033 |
||
Bank of America New Hampshire |
011400495 |
Bank of America New Mexico |
107000327 |
||
Bank of America North Dakota |
051000017 |
||||
Bank of America Rhode Island |
011500010 |
||||
Bank of America South Dakota |
051000017 |
Bank of America Texas, North |
111000025 |
||
Bank of America West Virginia |
051000017 |
||||
051000017 |
Finding Bank Of America Routing Number Online:
In this age of mobile and online banking, it is reasonable to assume that some bank consumers do not have checkbooks at all. But they do not need to worry either as there are other ways to find a routing number.
A person using online banking services can check their routing number through their online account. You just need to log into your account and select the account which is in question . On the top side, multiple tabs will appear, out of which you have to select the Information & Services tab, which will be on the far right.
After clicking, this tab two routing numbers will appear: one will be for paper and electronic transfer, and one will be for wire transfers. The paper and electronic transfers option is the ABA routing number that you need.
If you prefer using the mobile application, then go to your account details scroll down. There you will see the number under the account information section.
Also Check: Zelle Settings Chase
Routing Numbers For Wire Transfers
Need to make a wire transfer?
The ABA routing number based on your branch location wont work. Wire transfers require a different code for domestic and international transactions.
Fortunately, you dont need to go through any serious effort to find your routing number for wire transfers. Theyre the same for all Bank of America customers.
Here are the codes you might need:
- For domestic wire transfers: 26009593
- For international wire transfers in US dollars: BOFAUS3N
- For international wire transfers in another currency: BOFAUS6S
International wire transfer codes are also referred to as a SWIFT/BIC code. If you arent sure whether you need to transfer money in dollars or a foreign currency, its safest to go with the first SWIFT/BIC mentioned above: BOFAUS3N.
Contact Your Bank To Find Your Routing Number
Finally, the simplest way to find your Bank of America routing number is to call or visit your bank.
You can reach Bank of Americas customer service by calling this number: 1 432-1000. They will ask you a few basic questions to determine your routing number.
Alternatively, you could walk into your local Bank of America branch and ask a teller about your routing number. Theyll check your account to see where you originally opened it and let you know!
Don’t Miss: Td Overdraft Policy
Setting Up Your Account For Wire Transfers
In order to wire funds, you’ll need to set up a SafePass account within your Bank of America account. This ensures your transaction will be secure.
Here are the steps to set up your SafePass account:
$35$45
Remember Your Routing Number
Now that you know how to find your Bank of America routing number, I recommend writing it down and storing it somewhere safe even in your notes app! You never know when you might need to use it.
Whether youre paying rent, setting up direct deposit, or sending money to a friend, you need to know your Bank of America routing number. Save yourself the stress later on by learning it now!
How To Find Your Routing Number:
Don’t Miss: Does Ibc Use Zelle
Keeping Your Account Number Safe
Are All Routing Numbers The Same
No, there are many routing numbers which thousands of different banks use. However, routing numbers are not unique to one account or customer. Those who have checks from the same bank may have the same routing number.
Some banks have numerous routing numbers others do not. Routing numbers identify where checks were printed. If a bank only has checks printed in one place, all routing numbers will be the same for its customers.
You May Like: Ibc Check Deposit Time
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
Bank Of America Routing Numbers For Wire Transfers
Bank of America routing numbers for wire transfers
The routing number for Bank of America is 026009593 for domestic and international wire transfers.
If you’re sending an international wire transfer, you’ll also need the SWIFT code for Bank of America in this table.
Type of wire transfer | Bank of America routing number |
---|---|
Domestic Wire Transfer |
|
International Wire Transfer to Bank of America account in the USA |
026009593 |
BOFAUS3N |
Also Check: Bankofamerica Overdraft Protection
Bank Of America Routing Number Vs Account Number
Your Bank of America routing number isnât the only important number when it comes to managing your finances. Your account number plays an important role as well.
When completing financial transactions, youâre typically asked about your routing number and your account number. But whatâs the difference?
The routing number is the identifier of the bank or financial institution, whereas your account number refers to your specific financial account. So an account number can represent your personal checking account, for example.
So your routing number is kind of like your address and your account number is like an apartment number, showing which specific one it is.
Bank Of America Routing Numbers For Wire Transfers:
For wire transfer, the ABA routing number would not be useful. Wire transfers have a different code called Bank of America wire routing number, which is needed for authentication.
Fortunately, there is no need to go through any boring and tiresome procedure to identify your Bank of America wire routing number as it did for the ABA routing number. BOA wire routing numbers are the same for all Bank of America customers and are given below:
- For domestic wire transfers: 26009593
- For international wire transfers in USD: BOFAUS3N
- For international wire transfers in any other currency: BOFAUS6S
For international wire transfer code , if you are unsure if you need to transfer money in USD or any other currency, it is best to use the first SWIFT/BIC mentioned in the above codes, which is BOFAUS3N.
Read Also: Ibc Mobile Deposit
How Do I Find My Account Number And Routing Number On My Bank Of America Account
Having a checking or savings account is almost a necessity where most transactions are done by debit or direct deposit. But what if you need to find your account numbers and you don’t carry checks? This guide will help you access your banking information if your account is with Bank of America.
Via Your Bank of America online account
Your Routing Number
Now this number is the easiest to find because you don’t have to sign into your account.
Your Account Number
Via Your Account Through the App
How Do You Check Your Bank Account
There are a few ways to easily check your bank account number. Your personal account number is listed on your personal check the bank account number for your account is usually located at the bottom of your check. There are several numbers on the bottom of the check so you should be able to determine which numbers make up your bank account number.
Also Check: Boa Overdraft Policy
Finding Bank Of America Routing Number By Contacting Customer Service:
The last and simplest method to identify your routing number is to contact the bank itself. BOA customer service can be reached at the number 1 432-1000 or at 844-375-7028. The customer service will ask some basic questions to determine the routing number.
Another way to determine your routing number can be to review the FAQ on the Bank of America official site to update your ZIP code which will show you your ABA routing number. Again, the ZIP code needed is for the location where you opened the account, not where you live right now.
Alternatively, a person can physically contact the customer service of Bank of America to identify their routing number. You can walk into the local branch of Bank of America and ask them your routing number, which they will identify after determining the branch where you originally opened your bank account.
Rtn Via Online Banking
Another way you can find your routing number is while logged into your Bank of America account. While you are logged in, you will be able to find your routing number in your account information.
If for some reason you have having trouble locating it, you can always contact support. This is a very common number that all customers need, so they should be able to help you right away.
The Bank of America contact number is 1-800-933-6262.
Read Also: Motorcycle Loan Chase
What Is A Bank Of America Routing Number
The routing number, also called ABA routing transit number , is a 9-digit unique code that references the branch where a person has opened their bank account. A routing number is very important because it tells other banks were to deposit money in case of a fund transfer.
The critical point is that the routing number is not the same thing as the account number. Account number refers to the specific account that a person has and must be kept private to prevent theft. On the other hand, the routing number is for the branch of the bank where the account is opened.
There’s A Cheaper Way To Send Money Abroad
Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.
To get the best deal, it pays to look for specialist services. Many of which take a new approach, and skip the usual costs of sending money around the world.
Also Check: Chase Have Zelle