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Varo Money vs. Discover Bank | Which Account is Best?
  • 80 Baylis Rd

    Today I will make my last purchase with the Discover card I’ve had since maybe 1990 now.For the first time with them, I had to dispute a charge. First they agreed. I produced a more

  • 31-04 Ditmars

    Astoria

    This is the worst bank, with very slow and lazy workers . I was waitting more than one hour on line more

  • 72-35 Broadway

    Jackson Heights

    Neither Sterling National Bank, or the other banks in our area, answer their phones! IF a costumer more

  • 90 5th Ave

    Greenwich Village

  • 69 5th Ave

    Union Square

    Chase bank lends more money to fossil fuel companies than any other bank in the world. Let’s take our money out of Chase! #stopthemoneypipeline! more

  • 330 Park Ave S

    Flatiron

    is how the banks land us money, right!!!!! Use the fact that they are transparent, but do your more

  • 15602 Aguilar Ave

    Flushing

    on the news and discover the hsbc bank was in trouble with the federal government about mortgage loan more

  • 812 Lexington Ave

    Upper East Side

    Great place to exchange currency. They matched the lower rate I was quoted through my bank and gave more

    Request Information

    Responds in about 6 hours

    14 locals recently requested information

  • 148 E 79th St

    Upper East Side

    discovered FR after searching for a top-shelf, high-end private bank when I decided I wasn’t happy more

  • 2 Lafayette St

    Civic Center

    parents home and the purchaser of my home unfortunately used MCU as their mortgage bank. Every step more

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  • Discover Bank Branch Locator

      https://www.bankbranchlocator.com/discover-bank/
      We currently do not have a routing number for Discover Bank in our database. The full address of bank headquarters is 502 E. Market Street, Greenwood, DE 19950. You can visit the official website of the bank at https://www.discover.com for more information and online banking service if available. For a list of all Discover Bank branches and detailed branch information like hours of operation, phone number â¦

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    What Is Discover Bank

    Discover Bank is a financial institution thats nearly entirely online. In fact, there is only one brick-and-mortar branch office in the world, and thats located in Delaware.

    The bank is owned and operated by Discover Financial, one of the worlds largest credit card companies. Discover Bank has been around since 2000, when Discover Financial rebranded the financial institution Greenwood Trust Co., which it had acquired back in 1985.

    Along with its well-known credit card products, Discover Bank offers a wide range of banking and other financial products, including an online savings account, checking accounts, money market accounts, CDs, and IRAs.

    Discover Bank Review Great Rates And Cashback Checking

    Discover Bank Reviews (Online Banking Rates, CD, Savings ...

    Advertiser Disclosure: Opinions, reviews, analyses & recommendations are the authors alone. This article may contain links from our advertisers. For more information, please see our .

    Are you looking for a new online savings account with high interest rates? If so, you might want to check out Discover Bank.

    Discover currently offers one of the best online savings accounts based on criteria such as interest rates, ease of use, and bank features.

    In this Discover Bank review, well take a close look at the accounts this bank has to offer so you can decide if its a good fit for you.

    Discover Bank Review

    Product Name: Discover Bank

    Product Description: Aside from one brick-and-mortar branch, Discover Bank is an online-only bank that offers decent APYs, few fees, access to more than 60,000 ATMs, and a cashback checking account. You’ll also find traditional savings, money markets, and regular and IRA CDs. Overall, it’s a very solid choice for anyone interested in making the most of their money.

    • Products & Services

    Summary

    Cashback Checking, Online Savings, Money Market, CDs
    Other Account Types
    Minimum Required Deposit to Open Account $0
    More than 60,000 no-fee ATMs
    ATM Reimbursements
    iOS, Android, and Mobile Optimized Website
    Bill Pay
    Person to Person Money Transfers Zelle
    See Current Bank Promotions

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    Acquisition Of Student Loan Corporation

    On September 17, 2010, Discover Financial Services announced it would acquire Citigroup-owned Student Loan Corporation for $30/share. The deal was finalized on December 31, renamed Discover Student Loans, and expanded DFS’s market presence and origination capabilities in private student loans. In 2014, DFS launched Rewards for Good Grades, rewarding college and graduate students who get at least a 3.0 GPA a one-time cash reward equal to 1% of the loan amount on each new Discover student loan. In 2015, DFS introduced an interactive tool called FAFSA assistant to help students and their families get ready to complete the FAFSA. The tool provides individualized tips and guidance based on personal situations.

    How To Find Your Discover Bank Routing Number Online

    Want to get your routing number from Discover Bank? Heres all you need.

    Here are some of the ways to find your number online:

  • On this page – We’ve listed the Discover Bank routing number for checking accounts and wire transfers.
  • Discover Bank online banking – Youll be able to get your routing number by logging into online banking.
  • Check or statement – Discover Bank-issued check or bank statement.
  • Fedwire – You can look up your routing number on the official website of the Federal Reserve.
  • Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when youre looking for your Discover Bank routing number. But its always worth checking the right account and routing number with your bank or your recipient.

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    How To Bank With Discover Online Banking

    Opening an Online Bank account is a simple and straightforward process. Whether youre an existing Discover customer or are a new one, you can open an account online in minutes.

    Discover Online Banking is an excellent option for those who feel comfortable with a completely digital financial platform. The generous cash-back bonus on its debit card, lack of fees, and around-the-clock service make it a standout in many ways. The interest rates offered on its accounts are competitive. However, Discover Online Banking’s options are limited to the bare bones of banks: checking, savings, certificates of deposits, and money market accounts. Beyond that, there are a few IRA account options available. If you’re looking for a financial institution that offers a full suite of products and services , you might be better off looking elsewhere. While other Discover divisions do offer some of these options, it’s not clear if there’s much interaction among themand if using one product benefits you with getting another. Likewise, if you like to do your banking in person, Discover Online Banking probably isn’t for you. The company’s customer reps are friendly and knowledgable, but it’s not the same as developing a relationship with the personnel at a physical branch.

    Incoming Domestic Wire Transfer Instructions

    Discover Bank Review

    You can receive funds to your Discover Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

    Bank Name:
    Outgoing $30 for each transaction

    Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

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    Discover Bank Customer Service

    Discover Online Banking offers 24/7 customer phone support, 365 days a year at 1-800-347-2683 with reps based entirely in the U.S., as the company likes to emphasize. You can also reach out to customer support by chat. And like most banks, you can deposit a check and access your banking information and financial transactions through its mobile app.

    According to the J.D. Power 2021 U.S. Credit Card Satisfaction Study, among credit card issuers, Discover has the second highest ranking with a score of 837. And per the J.D. Power 2021 U.S. Banking Mobile App Satisfaction Study, Discover also ranked in second place in online credit card satisfaction.

    In 2012, Discover Financial Services paid out $200 million to 3.5 million customers for deceptive practicessuch as enrolling clients in products like its payment protection plans, without their permission. Discover also paid a civil fine of $7 million both to the Consumer Financial Protection Bureau’s Civil Penalty Fund and to the U.S. Treasury.

    Discovery Bank Atms Near Me

    Refer to the above map or use the official website of the bank to locate the nearest ATM Machine. It is very simple, the map not just shows the branch locations but also the ATMs of the bank. So it is wont be a problem for you. But still, if you want then you can visit the official website of the bank.

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    Incoming International Wire Transfer Instructions

    Discover Bank doesnt have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The senders international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Discover Bank via domestic transfer using routing number. The instructions will be something like this:

    Wire to:
    502 Market Street, Greenwood DE 19950
    For Further Credit to: Your Name, Address and Account Number

    Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

    What Are Routing Numbers Used For

    Discover Bank Reviews (Online Banking Rates, CD, Savings ...

    Banks and credit unions use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:

    • Set up a direct deposit, or pay bills automatically from your Discover Bank account
    • Have payments like a salary or pension deposited into your account
    • Pay in a check
    • Make a wire transfer or ACH payment to someone in the US

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    Discover Bank Review: Checking Savings And Cds

    Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list ofour partnersandhere’s how we make money.

    Overall bank rating

    at Discover Bank, Member FDIC

    • Savings

    The bottom line:

    Discover Bank® checking lets you earn cash back when you make qualifying debit card purchases each month, and it provides free access to a broad ATM network. The online bank also offers a strong high-yield savings account. But customers who prefer to bank in person wonât like that Discover® has only one physical branch.

    Best for: Customers who value competitive rates, checking perks and ATM access over branches, and might overdraft from time to time.

    Pros

    • No monthly fees on checking and savings accounts.
    • 1% cash-back rewards checking account.
    • Solid rate on savings.
    • Only one physical branch location.
    • Doesn’t accept cash deposits.

    at Discover Bank, Member FDIC

    APY

    $200

    Requirements to qualify

    The Discover online savings accountâs annual percentage yield compares favorably with the national average of 0.06%, and you wonât have to pay maintenance charges for this account. There are also no minimum balance requirements to earn interest.

    at Discover Bank, Member FDIC

    1-year APY
    Minimum Deposit

    $2,500

    at Discover Bank, Member FDIC

    Monthly Fee

    Acquisition Of The Greenwood Trust Company

    The Greenwood Trust Company was founded on August 30, 1911 and was based in Greenwood, Delaware. It was acquired in 1985 and renamed Discover Bank on August 1, 2000. Discover Bank is mainly an online financial institution that offers many financial services such as checking accounts, savings accounts, and money market accounts. However the first and original location of the Greenwood Trust Company on 502 East Market Street is still operating and is the only physical banking location of Discover Bank. Discover Bank operates as a subsidiary of Discover Financial Services and is FDIC insured.

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    Who Is Discover Bank Best For

    Discover Bank offers an online-only experience, making it ideal for people who are comfortable banking online and want the advantages that come with online banking. Discover may be especially attractive to those who want:

    • No fee online checking and savings accounts with no minimums
    • A balance transfer card with no annual fee and a promotional 0% APR
    • Official bank checks at no cost
    • Highly-rated credit cards and a well-regarded app to track them with
    • A money market account with a decent APY that is easy to spend from
    • One-stop shopping for deposit accounts
    • Bank accounts with no fees

    How Does This Webpage Work

    Find First Merchants Bank Branch Locations Via Our Mobile App | Find Closest Banking Centers or ATMs

    This webpage is designed to help the people who hold a bank account with Discovery Bank to locate the nearest Branch and ATM machine. We gather the bank information from the Wikipedia page of the bank. And the map data is taken from Google Maps.

    We have embedded the Google Map which shows you the nearest bank locations as per your last location Google has. Account Closers does not own any map data and does not bet on the accuracy of the data. But you can totally trust the banks location data you get from the official website of your bank.

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    How To Get Started With Discover Bank

    Opening a Discover Bank account is quick and easy. Its a five-step process that can be quickly handled online.

    Like opening most financial accounts, it takes about 15 minutes and requires some personal information including your name, birth date, and SSN.If you wish to open a joint account, make sure you have the other account holders personal information at hand, too.

    Funding Your Discover Bank Account. You can fund your new Discover Bank account with an ACH transfer, from another checking account, or by wire transfer if you wish.

    You can easily link your Discover savings or checking account to external accounts, including other online banks, investment accounts, brokerages, and online money management tools and aggregators.

    I have my Discover savings account linked to my brokerage account for transferring money to my investment accounts, another online bank for transferring money between my savings and main spending account, and it is linked to my Personal Capital account so I can better track my savings and investments.

    You can also link your Discover account to a Mint.com account, Quicken, and a host of other online money management tools.

    Discover Bank Reviews Branches And Financial Information

    Additional Websites where they accept or solicit for deposits:

    4.5 out of 5 stars from 2 reviews.

    Reviewed on December 23 2018 by Glen

    Discover has kind, courteous customer service representatives on the telephone and an easy to navigate web-site. Okay rewards.

    Reviewed on March 28 2018 by Thurman H Short

    The people I worked with at this branch were both polite and very knowledgeable. I have a CD along with checking, savings, MM accounts with Discover, and I know I can always get help if needed at this location. I wish you could put one in Dover as well. Keep up the good work!

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    Opening An Online Bank Account Couldnt Be Simpler

  • Just give us a few basics , and well get the ball rolling for you.
  • Make a deposit now or come back and do it later. Whatever makes it easier for you to get going on your goals.
  • Check your email for a confirmation, and youre on your way to the future youve been dreaming of.
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      If you can manage your traditional banks account online via its website or app, you can manage an online-only account. Its the same basic experience.

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    Development Outside North America

    How to Find Nearest TD Bank Location?

    The fractured nature of the U.S. banking system under the meant that credit cards became an effective way for those who were traveling around the country to move their credit to places where they could not directly use their banking facilities. There are now countless variations on the basic concept of revolving credit for individuals , including organization-branded credit cards, corporate-user credit cards, store cards and so on.

    In 1966, in the launched the first credit card outside the United States.

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