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Thank you for your interest in Citizens Trust Bank.Specific inquiries about our product and service solutions or to make an appointment to visit a financial center can be addressed by completing the Citizens Trust Bank;Contact Us form. The appropriate Citizens Trust Bank associate will contact you as soon as possible.;Further questions can be answered at during normal business hours M-F 8:30 a.m. 6:00 p.m. ET. Thank you for putting your trust in us.
Privacy Overview
What Does Citizens Bank Offer
As a large regional bank, Citizens Bank offers an extensive array of deposit accounts and related services. It serves customers with 1,100 branches and 2,700 ATMs across the regions in which it operates. Additionally, it offers an online savings account through its subsidiary, Citizens Access. It provides:
- Checking accounts
Citizens Bank offers three checking accounts, as well as one dedicated to students:
- One Deposit Checking from Citizens Bank
- Citizens Bank Platinum Checking
- Citizens Bank Platinum Plus Checking
- Student Checking
Each has a monthly service charge that can be waived by meeting certain requirements. Making one deposit a month will have the fees waived on the One Deposit Checking account. The Platinum and Platinum Plus checking accounts earn interest on checking balances and waive many types of bank service fees. Students under the age of 25 automatically have their monthly service charges waived.
Savings Accounts
Customers have three savings account options with Citizens Bank. None require a minimum opening balance. Each savings account is designed to pair with its corresponding checking accounts:
- One Deposit Savings from Citizens Bank
- Citizens Bank Platinum Savings
- Citizens Bank Platinum Plus Savings
- CollegeSaver
Monthly service charges for One Deposit Savings accounts are waived with at least one deposit each month. The Platinum Savings and Platinum Plus Savings do not have a monthly service charge.
Money Market Accounts
CDs
Citizens Bank CD Rates |
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Citizens Bank Customer Service
Customer service is available Monday through Friday from 7 a.m. to 10 p.m. . Live agents are also available Saturday and Sunday from 9 a.m. to 6 p.m. at 1-800-922-9999. You can also send a secure message through online banking to receive a response during regular business hours. In addition, you can access accounts online or through the bank’s mobile app.
Online accounts at Citizens Access have a separate phone number for customer service and the hours are different. Live customer service is available Monday to Friday from 8 a.m. to 10 p.m. , Saturday from 9 a.m. to 3 p.m. , and Sunday from 10 a.m. to 3 p.m. .
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Citizens Bank Branch Locator
Citizens Bank has well over 1200 branches all over America that can give you access to the whole new level of features that can not only provide optimum banking solutions but also handle your monetary matters well. But then there might he a fee people who tend not to find the outlets but not to worry the company itself has everything covered. You can always choose the companys customer care service number to figure out in how you can get to the nearestCitizens Bank and also solve other problems as well that you might have regarding the company. Other than this they are very useful regarding solving problems and doesnt need much of anything to get the job done as well. Other than this you can choose their website as well which can give you a pictorial representation of all the closest Citizens Bank there is and enable you to select the one which is close by. The site does all this, and you only need to enter your Location for this to happen.
Who Is Citizens Bank
There is more than one bank named Citizens Bank.
There are quite a few banks with the Citizens in their name. Quite a few are actually named Citizens Bank such as a Citizens Bank with four locations in Missouri with the FDIC #14488.
The one were referencing today is Citizens Bank, National Association . Its a National Bank insured since May 2005 with 1,085 locations across 13 states.
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Who Is Citizens Bank Best For
Citizens Bank is best for customers that live in one of the 11 states where it has branches and ATMs. It is best suited for someone who:
- Lives in the New England, Mid-Atlantic or Midwest region
- Is able to perform required activities to waive checking fees
- Wants preferred interest rates based on banking relationship
- Wants to open a savings account with no minimum balance requirement
Its online bank, Citizens Access, is a good option for anyone in the U.S. Its savings accounts have no monthly service charges but require a $5,000 minimum opening deposit. Citizens Access is worth considering for those who:
- Want competitive interest rates on savings account and CDs
- Have at least $5,000 to open an account
- Do not want to pay monthly service charges
How To Qualify For The Bonus
This offer is available to those who live in the banks geographic footprint, which includes Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
You can choose between four different types of accounts the Student Checking, One Deposit Checking, Citizens Bank Platinum Checking, and Citizens Bank Platinum PlusChecking. The big difference between the four is their fees.
The Student Checking is only available to people under 25 but has no maintenance fee if you are under 25.
The One Deposit Checking Account has no minimum to open an account. There is also no minimum balance requirement ever. So you could open an account with $1 and never add another penny, you wont be penalized. There is, however, a monthly maintenance fee of $9.99 each statement period. You can avoid this by making one deposit of any amount each statement period. This deposit or transfer can be done through a branch, ATM, online or mobile banking, telephone banking, or through a direct deposit or wire transfer.
The Citizens Bank Platinum Checking account also lets you open an account with any amount there is no minimum initial deposit amount. There is a $25 monthly maintenance fee that is waived if you maintain a combined monthly balance of $25,000 or more. This includes deposit and investment accounts.
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Citizens Bank Promotions: Get Up To $400 For Opening A New Account
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Are you thinking about opening an account at Citizens Bank and wondering if there are any good promotions going on?
You are in luck Citizens Bank is currently running a promotion that can put hundreds of dollars into your pocket if you open a checking account, get a direct deposit , and use their debit card frequently.
As far as promotions go, its a pretty easy one with a low direct deposit requirement and using a debit card is pretty easy.
Well discuss the deal, then mention locations and other bank information, and follow it up with how this offer compares with other major banks.
Here is another offer to consider:
Discover Online Savings Account $150 or $200
Discover Bank is offering a $150 or $200 bonus to open your first Online Savings Account. Just open it with the code WH21 by 12/15/2021 and then deposit at least $15,000 to get the lowest bonus amount. Deposit $25,000 to get the higher amount.
Misappropriation Of Depositor Funds
In August 2015, the Consumer Financial Protection Bureau and other federal regulators levied nearly $35 million in penalties against Citizens Bank “for failing to credit to customers accounts the full amount of their deposits”. The regulators declared that, from 2008 to 2013, “The banks actions resulted in consumers being shorted millions of dollars”. Joint action by the CFPB, the FDIC, and the Comptroller of the Currency determined that Citizens Bank had engaged in “deceptive practices” by “fail to give customers their full deposits at times when the size of the deposit didnt match the number written on deposit slips”, despite promising to correct such discrepancies, instead pocketing the difference. The bank was required to reimburse its customers for lost funds as well as pay roughly $20 million in fines to the three agencies.The New York Times said that Citizens Bank’s misconduct “is appalling precisely because it is so basic”, demonstrating that “regulators like the Consumer Financial Protection Bureau are a necessary defense against a system prone to abuses”.
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Hsbc Bank Usa Acquisition
On May 26, 2021, Citizens entered into an agreement with HSBC Bank USA to purchase HSBC’s retail operations on the East Coast, including 90 branches in New York City, Washington D.C., and Southeast Florida. Under the agreement, Citizens will acquire approximately $9.0 billion in deposits and approximately $2.2 billion in loans.
Citizens Bank Branch & Atm Locations Near Me
Using the official branch and ATM locator at;www.citizensbank.com/customer-service/branch-locator.aspx, you can locate all the banks near you, just enter zip code or city and state and click Find.
You can also visit;locations.citizensbank.com/ and pick your state and country to view a list of the bank locations near you.
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Citizens Bank Black Friday Locations & Store Hours
Get ready for Black Friday shopping 2018 by finding the Citizens Bank locations nearest you. Check out Black Friday store hours, scope out the best parking spots and check the store out ahead of time to get a feel for the layout. If you are traveling for your Thanksgiving celebrations and have asked yourself Is there going to be a Citizens Bank near me? our handy store finder can help.
Citizens Bank Branch Locations *
June 8, 2017
Citizens Bank near me can be found a lot of plenty in several states that can also be easy to find and discover as well. Other than this the bank tends to have a lot of branches all throughout the United States of America and also can ensure you optimum solutions in the domain of banking. But then if you want to make the best use of this bank then you need to find d the;Citizens Bank locations. And Tha article will surely help you out on how you can find them as well.
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This Regional Bank Makes It Relatively Easy To Get Monthly Charges Waived
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Citizens Bank
Citizens Bank is a regional bank with almost 1,100 branches across the New England, Mid-Atlantic, and Midwest regions. Headquartered in Providence, R.I., it is one of the nation’s oldest and largest financial institutions and offers a wide variety of banking products. The bank also offers online-only savings accounts and certificates of deposit through its subsidiary, Citizens Access.
- Pros & Cons
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Large regional bank that offers an array of products
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Online-only accounts with no monthly fees
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Liquid CD provides guaranteed rates with no penalty for early withdrawals
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Branches only available in 11 states
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Checking accounts have monthly fees unless you meet requirements
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Limited fee refund for using another bank’s ATM
- Official Websitewww.citizensbank.com
- Banking Products OfferedSavings, checking, CDs, MMA, credit cards
- Customer ServiceLive support and secure messaging responses: MondayFriday, 7 a.m. to 10 p.m. ; SaturdaySunday, 9 a.m. to 6 p.m. : 1-800-922-9999. Account access online or via app 24/7
Citizens Bank
Find A Citizens Bank Near You
Citizens Bank has locations in thirteen states including Connecticut, Delaware, Illinois, Indiana, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
You can use their branch and ATM locator to find the closest location to you. This offer is available online so you dont really need to visit a branch to open it.
In fact, its only available online.
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How Does This Compare
Citizens Bank is a sizable regional bank given all its locations and the bonus is a nice one. Being able to get $300 for a checking account with an easy $500 direct deposit requirement puts it as one of the better ones. Layer on the $200 for a savings account with a $15,000 new-to-Citizens funds and you have yourself a decent bonus structure.
Wells Fargo offers $200 for a new checking account as long as you can receive a total of $1,000 or more in qualifying direct deposits into the new checking account within 90 days from account opening in the first 90 days. The direct deposit requirement isnt a monthly amount, you just need that amount over the qualifying period.
Discover Online Savings Account $150 or $200
Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH21 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.
Chase Total Checking® $225
Chase Bank will give you $225 when you open a Total Checking account and set up and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!
HSBC Premier Checking $600
Huntington Bank up to $500
Citizens Bank Near Me
Please, search Citizens Bank Near ME locations from the map below. if you find your nearby Citizens Banklocation, click on the map shown below and nearest Citizens Bank location around you will automatically pop up on your map. Also, use this store locator tool to find Citizens Bank near me.
You can also get the Citizens Bank Near Me Now;through Embed Map / Citizens Bank Locator. If you use Citizens Bank locator to find the;Citizens Bank ;Locations.;Just enter your areas zip code & find Citizens Bank ;Near My Location.
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How To Earn The Bonus
The terms of the deal are straightforward get $300 when you open a new checking account and receive a direct deposit of $500 or more within 60 days, get an additional $100 when use your debit card for purchases ..
Thats up to $400.
Four checking accounts qualify for this offer Student Checking, One Deposit Checking from Citizens Bank®, Citizens Bank Platinum Checking®, and Citizens Bank Platinum Plus Checking®. All but the Student Checking have maintenance fees that you can avoid .
In terms of requirements, this offer is fairly pedestrian. Review our guide on bank account bonuses to see what other gotchas may be lurking.
Citizens Bank Contacts On Social Media
Banks, in particular, tend to have a lot more exciting ways to advertise their offers and promotions that can ensure that each one gets the best of what they have to offer. Other than this they also have a lot of various other sorts of information that keeps going on these social media networking sites that can be kind of useful for the people who follow them. But then Id you want to follow them and know more about the bank then you can use the links provided below.
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How To Bank With Citizens Bank
To open an account with Citizens Bank, you can apply online, over the phone, or by visiting a branch. Citizens Access online-only savings accounts and CDs are available on its website.
Citizens Bank and its online-only subsidiary, Citizens Access, offer a wide variety of banking products and services. People who live in the 11 states that it serves should consider it as a good option. The monthly service charges can be waived with straightforward requirements, and the bank offers relationship pricing across products. Customers with premium checking accounts receive higher interest rates on savings accounts, money market accounts, and CDs. Plus, Citizens Bank provides a 0.125% discount on your mortgage with automatic payment from one of its checking accounts.
Previous Citizens Bank Promotions
Citizens Bank will run bank promotions regularly and previously theyd offered up to $600 for a new checking account and new savings account. The previous promotion, which is no longer available, would give you $300 when you opened a new checking account and received a direct deposit of $500 or more within 60 days.
Then, you could get an additional $200 when you opened a new savings account and funded it with a minimum of $15,000 of new funds to the account. You had to maintain that balance for 3 months.
When you satisfied both conditions, youd get an additional $100. Thats a total of $600.
This offer, though lower, is much easier to achieve because you dont need to find $15,000 to deposit into the account and leave it there for three months.
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