Citizens Bank Checking Accounts Up To $400
- Expiration date: 2/17/2022
- How to earn bonus: Receive a direct deposit of at least $500 within 60 days of account opening to earn a $300 bonus each debit card purchase within 60 days of account opening earns $2 for a maximum of an additional $100 bonus.
- Whos eligible: Residents of Connecticut, Delaware, Florida, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island and Vermont who do not have a Citizens personal checking account and have not had a Citizens personal checking account in the last six months.
- Account information: Citizens Bank offers four types of checking accounts that earn this bonus: Student Checking, One Deposit Checking, Quest Checking and Wealth Checking. Student is designed for those under 25, One Deposit is geared for everyday banking, Quest is for those who want a relationship account with Citizens and Wealth is for high relationship balances.
- Monthly fees: $25 for Quest Checking, waived with at least $5,000 in combined deposits per month or a $25,000 combined balance in Citizens accounts $9.99 for One Deposit, waived with at least one deposit each month $0 for Student Checking for those under 25. Wealth Checking has no monthly fee, but you must maintain a relationship balance of at least $200,000.
M& t Bank Checking Accounts $250
- Expiration date: 3/31/2022
- How to earn bonus: Open an M& T personal checking account and complete at least $500 in qualifying direct deposits within 90 days.
- Whos eligible: Residents of Connecticut, Delaware, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington D.C. and West Virginia who have not received a bonus from a personal M& T checking account in the last 12 months.
- Account information: M& T offers this bonus for a handful of accounts, including EZChoice Checking, MyChoice Plus and MyChoice Premium. Each account has different perks, including no monthly maintenance fees for EZChoice, discounted loan rates for MyChoice Plus and premium rates on a money market account when paired with MyChoice Premium.
- Monthly fees: $0 for EZChoice Checking $14.95 for MyChoice Plus, waived with direct deposits of at least $1,500 or an average daily balance of $2,500 $24.95 for MyChoice Premium, waived with a $7,500 average daily balance or $25,000 in combined M& T balances.
Huntington Bank Huntington 25 Checking $500 Bonus
For a limited time, Huntington Bank has one of the most generous new account opening bonuses available worth $500 when you complete qualifying activities. Heres how it works:
- Open a Huntington Bank Huntington 25 Checking® account between , and .
- Make cumulative new money deposits of at least $15,000 within 60 days of account opening.
- Keep your account open for a minimum of 90 days.
After completing these qualifying activities, you should receive your $500 bonus in your new account within 14 days
Account available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin
Huntington Bank Huntington 25 Checking: $300 Bonus Offer
Huntington 25 Checking is the banks premier consumer checking account, and, for a limited time, new customers can earn a generous $300 bonus for opening a new account and meeting its eligibility requirements.
The account is interest bearing and charges a $25 fee that can be waived with $25,000 in total relationship balances.
- Offer expiration: February 7, 2022
- How much you get: $300
- How to qualify: Open a new account and make cumulative new money deposits within 60 days from account opening and keep your account open for 90 days
- How to get the offer: Either open an account online or in-branch
- When you get it: Your $300 bonus will be deposited in your new account within 14 days of meeting requirements
Select Reviewed Dozens Of Checking Accounts From Online Banks Brick
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If youre looking for some extra cash right now, you may be able to open a checking account and benefit from a new account holder bonus worth $100 or more.
In order to qualify for these bonuses, you typically need to jump through a few hoops, but it can be worthwhile for the extra cash. Banks often limit these bonus offers to new customers, require you to set up direct deposit and transfer a certain amount of cash into the account within 30 to 90 days from account opening. Once you meet the requirements, you can expect to receive your bonus.
While bonus offers can range from $100 to $750, the higher the reward, the more money youll need to deposit. Before you take advantage of one of these offers, figure out how much money you have available to transfer to a new account, then select the bonus that fits your budget.
Select analyzed and compared dozens of checking accounts offered by online and brick-and-mortar banks and credit unions that have bonus offers for new account holders.
When ranking the best checking account bonuses, we focused on the following criteria:
- Reasonable bonus requirements
- Physical branch locations and/or online accessibility
- Large ATM network
- FDIC or NCUA insured up to $250,000
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Td Beyond Checking $300
TD Bank is a big bank that offers some great new account bonuses when you open a TD Bank account.
Open a TD Bank Beyond Checking account, set up and receive direct deposits of $2,500 or more within 60 days of opening your account, and get a $300 cash bonus. Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
There is a $25 per month maintenance fee that is waived if you can satisfy one of these conditions:
- Receive monthly direct deposits of $5,000 or more, or,
- Maintain a minimum daily balance of at least $2,500, or,
- Maintain a combined balance of $25,000 across eligible TD accounts.
To qualify for this offer, you must be a U.S. resident and apply for the offer online.
This offer is available in these states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, and VA..
Skyone Federal Credit Union Up To $500 Gift Card Bonus
Open a SkyOne Federal Credit Union membership with a qualifying account for the opportunity to earn up to $500 in Amazon gift cards.
All you need to do to start earning is refer friends to SkyOne. For each successful referral, youll earn another $25 Amazon gift card, up to $500 in total gift card bonuses each year. A successful referral counts as an account opened in-person or online that remains open and in good standing for at least 30 days.
You can earn up to $500 in gift cards every year with successful referrals. Moving forward, you must maintain a balance of at least $500 to earn dividends.
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How To Earn Bonus
To qualify for the bonus, you must:
- Enter your name and email address below to receive a promotion code youll use to open your account.
- Once you have your code, open a Membership Savings and Cash-Back Checking with eStatements and debit card.
- You can join online, call 512.302.6800 to join over the phone, or make an appointment to visit a branch location.
How To Find The Best Bank Offers
We maintain a list of the offers we know about the only requirement is that they be at least $100 in cash to appear on this list of bank bonuses.
We dont list every single bank because there are some smaller, regional banks that only service a small area. The list would be unwieldy to read, let alone maintain, so we try to stick with larger banks. We dont have a set rule on what is included but generally, I like them to be available in at least a handful of states.
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Fulton Bank Simply Checking $200
Open a Simply Checking account and satisfy a few conditions to get $200 from Fulton Bank. The Simply Checking account has no monthly maintenance fees, no minimum balance, no minimum transaction requirements, and the Relationship Rewards Visa® Debit Card has no annual fee. You can open an account with just $25.
The conditions are super easy:
- Set up a recurring direct deposit totaling $500 or more within 60 days, OR,
- Make 15 debit card purchases within 60 days, spending $300 or more in total purchases.
Available to residents of Delaware, Washington D.C., Maryland, New Jersey, Pennsylvania, and Virginia.
Chase Total Checking: $225 Bonus Offer
Bank account bonuses arent exactly rare, but some of them require you to jump through a lot of hoops. For example, you may be required to make a certain number of debit card purchases, set up and use the bill pay feature or deposit a significant amount of money and keep it there for a few months.
- Offer expiration: January 19, 2022
- How much you get: $225
- How to qualify: Open a new account and set up a direct deposit of your paycheck, pension of government-issued benefits
- How to get the offer: Open a new account through this partner link and set up a direct deposit within 90 days of account opening
- When you get it: Once eligibility requirements have been met, youll receive your $225 bonus within 15 days, provided your account is in good standing
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Hsbc $50 Digital Account Opening Bonus
- The gift: $50 in cash
- Deadline for account sign up: April 30, 2022
- The ask: You have to be a new HSBC client. Open an HSBC Chequing Account and within 30 days of account opening, make a minimum deposit , and sign up for online banking and you will get $50 cash
- There is no minimum deposit but in order to open up the HSBC Premier Account you have to have $100,000 with HSBC or have a $500,000 minimum mortgage with HSBC and to qualify for an Advance account you have to have at least $5000 with HSBC .
- The $50 payment is paid out after 6 months of account opening but it is clawed back if you close the account within 1 year.
- For more information, here is a link to the HSBC Digital Opening Bonus Promotion. The HSBC Premier Account is $35 a month, but it is waived for a minimum balance of $100,000- wow thats 1/10 private banking status!
- Previously HSBC has had more generous welcome bonus offers, like up to $850 cash, so this $50 Digital Offer Bonus is not very exciting.
Td Bank Promotions *expired*
Get $300 when you open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan.
To qualify, your account must be opened by January 3, 2022, and you must complete any two of the following by February 28, 2022:
- Set up direct deposit payroll or pension
- Set-up a pre-authorized debit for at least $50
- Make an online bill payment of at least $50 through EasyWeb or the TD app
Value of promo: $300
Caveats: The TD unlimited chequing has a monthly fee of $16.95 while the TD all-inclusive plan comes with a $29.95 monthly fee. Read the fine print.
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Should I Switch Banks For A Bonus
Switching banks to get a bank bonus can be worth it if you can pay fewer monthly fees, will have better account perks, and more convenient local branch access.
You shouldnt switch banks if earning the bonus takes too much time, or you lose a significant portion to bank fees. Sometimes, free money isnt as free as you think. Your time can be more valuable than money.
If you have a lot of spare cash or multiple income streams, you might be able to open a new checking account or savings account without closing your current bank account. Having a high cash balance means you can enjoy banking privileges at multiple banks.
Its not worth switching banks if you have to close the account and lose your relationship with a great bank. Long-time relationships can potentially make it easier to qualify for the best rewards credit cards that are hard to get if you dont have an existing bank account.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
Hsbc Bank Usa: $450 Bonus
HSBC offers new Premier checking account customers a Welcome Bonus of $450.
To qualify for the $450 bonus, you must make recurring monthly direct depositstotaling at least $5,000 from a third party to your account for three consecutive calendar months from the second full calendar month after account opening. You will receive the Welcome Deposit of $450 in your HSBC checking account within eight weeks after completing all qualifying activities.
Unless certain minimum balance or other requirements are met , there is a monthly maintenance fee: $50 per month for Premier.
Offer period extends to March 31, 2022.
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Why Do Banks Offer Bonuses
Banks and credit unions offer sign-up bonuses to attract and retain new customers. Requiring new account holders to set up direct deposit creates a “sticky relationship” that is not always easy to sever. Banks currently offer more significant bonuses for checking accounts than savings accounts due to the low interest rate environment, which has cut APYs on savings accounts.
For those who are ready to start a new account, bank bonuses are a great incentive that can often significantly exceed the interest paid on checking accounts.
Watch For Credit Inquiries
In some very rare cases, a bank may use your credit report to determine eligibility, especially if they offer some kind of overdraft protection. This will result in a hard inquiry appearing on your credit report, which will reduce your score temporarily. If you are planning on getting a loan, such as a mortgage or car note, then you want to make sure the bank only does a soft inquiry .
You dont want to earn a $100 bonus but then pay thousands more on a mortgage over 15 or 30 years!
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Peoples United Bank Checking $400
Peoples United Bank has a $400 bonus if you open a checking account with their promo code FALL300. The bonus is based on the type of account you open:
- Get $300 if you open an Advantage or Advantage Plus Checking account and get qualifying direct deposits totaling more than $2,500 within 60 days of account opening, or,
- Get $400 if you open a Premier Advantage Checking account and get qualifying direct deposits totaling more than $2,500 within 60 days of account opening.
Available to residents of Massachusetts, Maine, New Hampshire, Connecticut, Vermont, and New York. You must keep the account open for at least six months or you forfeit the bonus.
Canadian New Bank Account Promotions January 2022
Looking for new bank promotions in Canada? Here are some of the Canadian bank account promos available and their caveats! Some of these new account bank promotions come on more regularly than others. For example, the new iPad promotion from Royal Bank is available about once a year.
Of the Big 5 Canadian banks , some of them are having hot bank offers right now. For some of them you can apply for online without having to step foot into a bank. Here are some current bank account promotions in Canada for 2021.
Canadian banks know that people are loyal to their banks, which is why people dont switch very often. They will try their best to entice you to sign up for a new chequing account because once you switch you will likely stay.
How many hoops will you jump through for free cash or an iPad and how loyal are you to your big bank?
You cant churn these accounts, unlike travel hacking. If you opened up an account and closed it recently, you may not be eligible for the offers- check with the bank that you are interested in opening an account with.
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Bank Promo Offers In Canada
Check out the banks and digital investment services offering a bonus when you open a new account. For more details about the terms and conditions of each offer, visit the banks website.
These offers usually get extended or repeated throughout the year. So, if you are interested and the offer dates have expired, monitor their website for the most current offering.